Privacy policy

Effective Date: November 4, 2025

Your privacy matters. We are committed to protecting your personal information and being transparent about how it is used. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit this website or request an insurance quote.

This Privacy Policy applies to www.holtsinsurance.com (“Website”) and services provided by Sakura Holt, Independent Insurance Broker (“we,” “us,” or “our”). By using this Website, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect the following types of personal information when you contact us or request an insurance quote:

  • Full name

  • Phone number

  • Email address

  • Zip code or state of residence

  • Age or date of birth

  • Type of insurance coverage requested

  • Desired coverage amount

  • Any additional information voluntarily submitted through the quote form or contact page

We do not intentionally collect Social Security numbers, driver’s license numbers, bank account information, or health records through this Website. If required later during the application process, that information will be collected securely and only with your consent.

2. Information Automatically Collected

When you use this Website, certain information may be automatically collected by cookies or similar technologies, including:

  • IP address

  • Browser type

  • Device information

  • Pages visited

  • Referring/exit pages

This information is used to improve Website performance, analytics, and security.

3. Use of Collected Information

We use the information we collect for the following purposes:

  • To respond to quote requests or inquiries

  • To provide insurance product options

  • To customize insurance recommendations

  • To communicate by phone or email for follow-up

  • To maintain business records

  • To comply with legal and regulatory obligations

4. Sharing of Information

We do not sell your personal information. We may share your information only in the following limited situations:

  • With licensed insurance carriers solely for the purpose of providing quotes, product options, or processing an application

  • With lawful authorities if required by law, subpoena, or legal process

  • With service providers who assist with Website operation, email communication, or data security (if applicable)

We do not share information with unrelated third-party marketers.

5. Health Information and HIPAA Notice

We are not a medical provider or healthcare organization and are not subject to HIPAA as a covered entity. However, any health-related information voluntarily submitted for life insurance eligibility purposes is kept confidential and used only to provide quotes or insurance options.

6. Legal Basis for Processing Information

We collect and use personal information based on:

  • Your consent when submitting a form

  • Our legitimate business purpose to provide insurance services

  • Legal and regulatory compliance obligations for licensed insurance operations

7. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy. Quote request information is retained only if an individual moves forward as a client; otherwise, it is securely deleted. You may request deletion of your information at any time.

8. Cookies and Tracking Technologies

This Website may use cookies and similar technologies for analytics and performance. You may disable cookies in your browser settings, but certain Website functions may not operate correctly as a result.

9. Data Security

We use commercially reasonable safeguards to protect information submitted through this Website. However, no method of electronic storage or internet transmission is completely secure, and we cannot guarantee absolute security.

10. Children’s Privacy

This Website is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we discover that information has been submitted by a minor, it will be deleted promptly.

11. Your Privacy Rights

You may request to:

  • Access the personal information we have about you

  • Correct inaccurate information

  • Request deletion of your information

  • Withdraw consent from future communication

To make a privacy request, email: sakura.holt@outlook.com

12. Communications Policy

By submitting a form on this Website, you authorize us to contact you by email or phone regarding insurance services. You may unsubscribe or opt out at any time by replying “STOP” or emailing us directly.

13. Third-Party Links

This Website may include links to third-party websites. We are not responsible for the content or privacy practices of those websites.

14. Changes to this Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with a revised effective date.

15. Contact Information

For privacy questions or requests, you may contact:

Sakura Holt
Independent Insurance Broker
Email: sakura.holt@outlook.com
Phone: (907) 227-3640
Website: www.holtsinsurance.com

16. Governing Law

This Privacy Policy is governed by the laws of the State of Alaska.